Blending Christmas traditions and new outreach efforts

 

By: French Harmon

Over the past few years, I have witnessed a church blending traditional Christmas programs and adding a new outreach efforts during the advent season. Each of these services are very well attended from believers and non-Christians in the community. I believe it is valuable lesson for church leaders to consider. 

As the former pastor of First Baptist Church of Somerset, it was a joy to help organize these events. The "Hanging of the Greens" service held on the Sunday night after Thanksgiving allowed long-time members to cherish their church's history and usher in the advent season. Too often a church can forget the traditions that help build-up the congregation. 

Next was the "Childrens Christmas Program." Months of hard work was involved to tell the Christmas story from the eyes of children. I can still remember being a Shepherd or a wise man in Christmas plays long ago. I would suggest that churches continue this tradition by allowing children to learn the advent lesson by dressing-up as an angel, a shepherd, traveling royalty, a barnyard animal or even Mary and Joseph! It certainly brings a great turnout of family members. 

In Somerset, the annual "FBC Living Christmas Tree" presented by the choir and orchestra is an awesome traditional program for he community. After 45 years, each performance is still at auditorium capacity! The gospel message is masterfully woven into the hour-long event with just the right amount of congregational interaction. Music director, David Pendley, never ceases to amaze the congregants with blending new renditions of the sacred story. Pastor Ryan Coffee stated, "People hear the gospel each night for sure." 

Developing the "Contemporary Christmas Program" was a great joy by church leadership and musicians. Having guided the church to add a new contemporary worship expression, this new advent event was natural. It has now grown exponentially. Innovations  in lighting, sound, instrumentation supplement the blending of beautiful harmony and new songs in this service. Caleb Holder, and his staff of talented musicians, brings energy that particularly connects with younger audiences. If you want to reach young families, I would encourage communicating with Caleb or Sara Robinson at FBC Somerset and for additional information. 

Finally, don't give-up on the Christmas Eve Service. Each year people will plan their family traditions around this spiritual event. With COVID-19 restrictions and family gatherings, it is a good idea to add multiple opportunities for this service. Likewise serving the "Lord's Supper" in a sanitized way gives members in the service an extra measure of protection during these unprecedented times. Singing "Silent Night" while holding a candle to Him is truly a joy for each Christian. I believe people will always want this service if it is given careful attention. 

As church leaders embrace God's calling on their leadership, I would offer this advise. Consider blending traditional and innovative outreach efforts at Christmas to bring maximum benefit for His Kingdom! A watching world is waiting. 

French Harmon is president of the Kentucky Baptist Foundation.

The information in this article is provided as general information and is not intended as legal or tax advice. For advice and assistance in specific cases, you should seek the advice of an attorney or other professional adviser.

This article was reposted from Kentucky Today. 

The 'New' Short Term Fund

 The Kentucky Baptist Foundation (KBF) is excited to offer the Short Term Fund (STF) as a new investment option to churches, KBF agencies and institutions and other nonprofit organizations. The STF is a low-risk investment alternative to traditional savings or money market accounts which will give participants daily liquidity, security and a competitive return (1.25% currently). 

The STF allows participants to maximize the return on cash reserves and designated funds (reserve fund, building fund, cemetery fund, etc.) while protecting those funds from the volatility of the market. Earnings are posted monthly, and there are no limits or penalties for withdrawals. A minimum of $5,000 is required to start a new account. 

The earnings rate is determined by market conditions and is set by the Investment Committee of KBF. The current rate is reviewed monthly and is subject to change. Past performance is not a guarantee of future results. 

Special advantages of the STF include: 

• Stable value-STF accounts are not subject to market volatility. Above market rate-currently 1.25% annualized. Liquidity-withdrawals may be requested at any time.
• Income posted monthly.
• No minimum or maximum investment period.
• No limit or penalties for withdrawals.

A diversified portfolio is kept to lower risks and increase the safety of the account. 

While KBF is not an FDIC-insured bank, the foundation has allocated funds to serve as a reserve account to support liquidity and extend the investment horizon. 

Contact us for more information at the Kentucky Baptist Foundation office at 502-489-3533. 

The information in this article is provided as general information and is not intended as legal or tax advice. For advice and assistance in specific cases, you should seek the advice of an attorney or other professional adviser.

KENTUCKY BAPTIST FOUNDATION: Spur one another on to be bright light for Jesus

By: French Harmon

As I was reading through the scriptures, I came to the passage in Hebrews 10:24-25 — the Lord is encouraging believers to spur one another on to love and good works (NIV). The word “spur” is rooted in the Greek word paroxusmos, which means to provoke or stir-up people. “Let us be concerned about one another in order to promote love and good works” (HCSB). God is making the case for Christ followers to be proactive in their love for the Lord.

In this season where many people are passionate about civil, political and international concerns, let each Christian be reminded of our need to be strong promoters of the grace found in Jesus Christ. I believe God is encouraging Kentucky Baptists to be a bright light for Jesus as we serve Him during these unprecedented times. Consider the following acrostic — S-P-U-R.

S — STAND. Live your life for Jesus by standing in His truth. Philippians 4:1 says to “Stand firm in the Lord.” Read the Bible. Join a Bible study or Sunday school class. In some cases, it's time for people to step up and lead a class. Promote spiritual growth in your church. I want to personally say “thank you” to the wonderful Sunday school teachers throughout my life. I pray for a return to Sunday school attendance so people will be prepared for each season of life.

P — PROMOTE. Of all the things you can be known for, being a church “statesperson” would be a great legacy. Thinking of your church's mission and the “greater good” should compel each member to be flexible, positive and outward focused. The pastor of your church has been through a tough COVID-19 season in ministry. He needs and deserves your support. Become a promoter of your pastor, church harmony and love among the membership.

U — UNLEASH. The Lord is encouraging us to unleash the kindness that comes from serving Him. For me, that includes promoting what we can do together through the Cooperative Program. Working together, I have witnessed what Baptists can do by gathering resources to bring hope to many people in Kentucky and around the world. The Southern Baptist Convention's Cooperative Program is the most ingenious mission strategy the world has ever seen. Let us encourage our church leaders to increase our giving to CP this year.

R — REMEMBER. Proverbs 10:7 tells us “The memory of the righteous is a blessing …” We can become beacons of light and love to this dark world when we remember from where we have come. Reflect and share the great moments of your life. Remember your salvation found in Christ. Remember your baptism. Remember the day you united with your church. Remember the mission trip, the revival or church project that changed your life. These are the conversations we need to have right now.

These are great days for Christians to share His love. Don't grow weary in doing well, in due season you will reap a great harvest (Galatians 6:9). Let's “spur” people on to do good works for Christ!

French Harmon is president of the Kentucky Baptist Foundation.

The information in this article is provided as general information and is not intended as legal or tax advice. For advice and assistance in specific cases, you should seek the advice of an attorney or other professional adviser.

This article was reposted from Kentucky Today. 

KY Baptist Foundation: Funding the Great Commission TOGETHER

By: French D. Harmon, Phd

The Kentucky Baptist Foundation exists to serve churches, institutions and individuals in spreading the gospel through opportunities in legacy, stewardship and investing initiatives. For 76 years the KBF has been faithful to distribute nearly $210 million to gospel causes across the commonwealth. We call that "Funding the Great Commission."


At a recent KBF board of directors meeting, members reaffirmed the mission to provide Kentucky Baptist churches, individuals and institutions with ongoing giving options. It is the KBF's desire to be the "best friend" of every KBC church. Here are three opportunities for our KBC church family:


•SHORT TERM FUND — Since launching the fund in June, churches and institutions have benefitted from the 1.25% return on investment. There joy is in knowing each month extra money is now available to those entities to extend the gospel. By working "together" with the KBF, it is possible to gain additional resources for church planting, revitalization and much-needed ministry funds.

•ENDOWMENTS — The KBF has assisted hundreds of Kentucky Baptists in structuring their estates to benefit the local church, mission organization or gospel-centered causes. By working "together" with the KBF, many individuals are now learning how to tithe their estates. Please contact the KBF to discover how small, medium and large gifts can provide perpetual funds to spread His word.


•STEWARDSHIP — It is the responsible of every believer to grow in giving to support the work of His church. By working "together" with the KBF, congregations can receive guidance on securing biblical stewardship literature, small group studies and information on capital campaigns. KBC pastors are invited to call the KBF to receive a copy of free stewardship resource.

French Harmon is president of the Kentucky Baptist Foundation.

The information in this article is provided as general information and is not intended as legal or tax advice. For advice and assistance in specific cases, you should seek the advice of an attorney or other professional adviser.

This article was reposted from Kentucky Today.

Kentucky Baptist Foundation: Funding the Great Commission

By: French D. Harmon, Phd

The question I am often asked is, "What does the Kentucky Baptist Foundation do?" My answer is simple, "The KBF funds the Great Commission!" As former KBF President A. M. Vollmer said, "We exist to serve all the rest." The KBF is a fiduciary that serves the churches, agencies, and institutions of the KBC.

I am always thrilled to share that over the last 75 years, the KBF has distributed $203 million to advance the Kingdom of Jesus Christ. Already this year we have distributed nearly four million dollars! This is our mission, our ministry and our passion.

Like all ministries during the COVID-19 pandemic, this has been an uncertain season. But by God's guiding hand and His amazing grace, the KBF has experienced the favor of the Lord. Our assets under management have experienced a complete rebound and continue to grow during this market surge. As of March 31, 2021, our assets under management is now over $230 million. We are beginning to see economic recovery as the United States unemployment rate is declining, vaccinations are increasing and consumer confidence is stabilizing.

This past year…

• During the last few months, the KBF launched our new online giving platform (www.kybaptistfoundation.org/donate) where interested believers can contribute to endowment funds which are already benefitting our agencies, institutions and other ministry partners. We believe this will provide a significant financial impact over time for these ministries. The KBF will continue to be a committed fiduciary for the churches, agencies and institutions of the Kentucky Baptist Convention.

• As president of the KBF, I have connected with many churches by forming the KBF Pastors Council, reorganized our KBF Ambassador Program for laypersons and am setting the groundwork for our Businesspersons Roundtable. We are conducting in-person and virtual presentations for legacy, estate and stewardship training in local churches.

• The KBF also partners with PhilanthroCorp for personal estate planning consultation. This service is available at no cost by a grant from the KBC for every KBC church pastor. Imagine how wonderful it can be for local congregations when church members learn how to “tithe their estate” and discover how their gift can last a lifetime.

KBF in the present…

• Our partnership with the KBC links our hearts and hands to the gospel. The KBF desires to have a servant's heart and allow the Holy Spirit to guide our every decision. The scripture says, "In all of your ways acknowledge Him and He will direct thy path" (Proverbs 3:6). He has for 75 years and He will going forward.

• The KBF has had a great year as our longstanding relationship with PNC Bank has blossomed into a strong financial performer as it guides our “assets under management” that are socially screened in representing Kentucky Baptist values. PNC is the seventh largest bank in the U.S. and our KBF funds are being protected and placed into favorable positions for success.

• Your amazing KBF staff members are connecting with congregations throughout the commonwealth to establish endowments, trusts and foundation funds. Several churches have invited the KBF into their church to share the vision for stewardship from a biblical perspective. Thank you, Westport Road, Little Flock, FBC Hazard, Columbia Baptist, Okolona, Highview in Louisville, Severns Valley, Greenup Association and many more!

The KBF going forward...

We are very excited about what the next few months can bring to the churches, institutions and agencies of the Kentucky Baptist Convention. Below are three new initiatives …

• SHORT TERM FUND. The KBF board of directors unanimously voted to provide churches, our agencies and institutions a way to invest their money and provide liquidity, protection and an excellent way to gain additional funds for ministry. Think of the new STF as a “church growth account” that can provide a solid return of investment with minimal risk (Not FDIC insured but with KBF reserve funds). We are targeting a 1% return for the STF with a target launch goal of June 1.

• BUILDING CONFERENCES. The KBF is looking to partner with the KBC, local churches and associations to assist in all phases of the church building process. We will invite Christian vendors to assist in bringing the latest resources for the congregations to consider. The pandemic has brought about changes and we want to give churches the latest building and financial information.

• STEWARDSHIP RESOURCES. SBC affiliated churches have not had a “Stewardship Commission” for several years. In my recent meetings at the National SBC Foundation Presidents gathering in Cincinnati, it was determined that individual state conventions should be proactive in producing new stewardship materials. I am asking our great KBC leaders to assist me in publishing transformational literature that will help shape our world through faithful giving.

I conclude by saying again how thankful we are to serve the Lord in this way during this season of ministry. The Bible says, “Where there is no vision, the people perish” (Proverbs 29:18). The KBF has a vision and desire to serve our local churches. If we can assist you in promotions legacy, estate or stewardship education in your church, agency, or institution, please contact our office. Thank you, Kentucky Baptists!

French Harmon is president of the Kentucky Baptist Foundation.

The information in this article is provided as general information and is not intended as legal or tax advice. For advice and assistance in specific cases, you should seek the advice of an attorney or other professional adviser.

This article was reposted from Kentucky Today. 

Charles Barnes — Baptist statesman

By: FRENCH HARMON

I recently introduced the chairman of Kentucky Baptist Foundation’s Board of Directors, Dr. Charles Barnes, as “Mr. Kentucky Baptist.” What an honor it is to serve alongside such a legendary denominational leader! Jesus said in Matthew 7:16, “You shall know them by their fruits.” Reading his biography gives great evidence to a life of service, commitment and Christ-like humility.

Charles has a career punctuated as a distinguished banker (retired), mayor of River Bluff, chair of the Downtown Louisville District, director with the Kentucky Chamber of Commerce and Man of Year Award from the University of Louisville School of Business.

Baptist Roots. Attending a Baptist high school and college was an integral part of Charles’ spiritual development. He is a graduate of Oneida Baptist Institute and Cumberland Junior College. Later, he would serve as chair of the Board of Trustees at Cumberland College (now University of the Cumberlands).

Church Commitment. Charles has been faithful in building meaningful Christian relationships and supporting his local church. As a member of Hurstbourne Baptist Church in Louisville, he has served as Adult Sunday School teacher, chair of deacons, moderator, chair of Business and Finance Team, Missions and Evangelism Team and interim church administrator.

Associational Leadership. As a member of Louisville Regional Baptist Association (formerly Long Run Baptist Association), Charles served as interim executive director, chair of the Administrative Committee, Business and Finance Committee, moderator, coordinator of Crossover Louisville, FIND IT HERE Campaign, treasurer for the Tony Evans Louisville Outreach event and treasurer for the Greater Louisville Billy Graham Crusade.

Denomination Service. Dr. Barnes has modeled the way a layperson can serve the Lord. President of the Kentucky Baptist Convention, chair of the Administrative Committee and Business and Finance Committee and the chairman of the Financial Board of The Southern Baptist Theological Seminary. Most notably, he is the longest serving KBF board member, interim KBF president and a consultant. Former KBF President Barry Allen stated, “Charles, your life has reflected a sense of success, but with humility, at your ability to integrate that ‘first things first principle’ into the various aspects of your personal and professional life.”

Personal reflection. I was asked to write a short article about life in Christ. I immediately thought of Charles Barnes as a living illustration of a person who represents our Lord in such a magnificent manner. Every Baptist leader should have the privilege to learn “how to manage a committee meeting” from Charles Barnes — courteous, focused and prepared. However, it is how he interacts with people that allows Charles to excel as a Baptist statesman. Through the years, I have watched Charles from a distance and up-close. He is the same authentic person that only wants the kingdom of our Lord to advance. We need more Charles Barneses in our Baptist world.

Recently, Charles and I had breakfast at one of his favorite restaurants — First Watch. We both ordered the same meals as in previous meetings. But it was his personal stories that became the real meal for me. He took me back to KBC leaders like Boswell, Owen, Marshall, Mackey, Chitwood and Eldred Taylor who can easily provide a map for our future leaders to follow. Time will tell how we learn from our history, but during this season we have been blessed by one who has given his life to unify Kentucky Baptists. Thank you, Charles, for your service and to his wife, Shelva, for sharing him with us.

French Harmon is president of the Kentucky Baptist Foundation.

The information in this article is provided as general information and is not intended as legal or tax advice. For advice and assistance in specific cases, you should seek the advice of an attorney or other professional adviser.

This article was reposted from Kentucky Today. 

Western Recorder: A long-time friend

By: French D. Harmon, Phd

It is hard to imagine Kentucky Baptist life without the Western Recorder. We realize change is part of life, but losing this treasure is difficult.

I am truly thankful every morning when Kentucky Today arrives in my inbox, but it was the Western Recorder (WR) that gave me insight and context as I grew up in ministry. We have adapted to this new online news service, but please allow me to share four personal reflections on the Western Recorder.

1. Values. The Western Recorder — in both its newsprint and magazine formats — provided much-needed biblical perspective on matters of faith. The articles I read often reminded of the need to respond to our Lord's teaching. I recall reading an inspirational editorial that challenged me to build character and Jesus said, "For what will it profit a man if he gains the whole world and forfeits his soul? Or what shall a man give in return for his soul?" (Matthew 16:26). There were times I didn't fully agree with a WR opinion piece, but that is part of being in the Southern Baptist Convention family. It was so great to have a state newspaper that served the interest of congregations all over Kentucky.

2. Victories. For several years, two of the churches I pastored used the back page for our weekly newsletter. It allowed for our members to experience the spiritual victories of our church, individuals and congregations across the commonwealth. Proverbs 21:31 tells us, "Victory belongs to the Lord." Seeing items in print allowed members to spur on their friends to grow in their walk with the Lord and be encouraged by members of the body of Christ. It has been a great tool for local church leaders.

3. Virtues. I grew up during the SBC era that featured programming and allowed congregations to focus on consistent teaching from the Sunday School Board, church training materials, evangelistic outreaches and passionate preaching. The Western Recorder encouraged believers to be a faithful part of their church. I was regularly reminded of Philippians 4:8, and to "think on things" that are true, honorable, just, commendable, lovely, excellent and praiseworthy. To me, the Western Recorder promoted denominational unity which I felt was very important in my growth as a Christian.

4. Voices. I got to know Baptist leaders and laypersons through articles in the Western Recorder. When I recall the notable editors, pastors, seminary, mission and denominational leaders, it actually points to what the future could be. The late John Bisagno stated, "Jesus called us to be brothers and sisters and not identical twins." John 15:12 tells us, "This is my commandment, that you love one another, even as I loved you." Today, let our Baptist voices be inviting and loving as a watching world needs Jesus.

Recently, I walked through the space previously used by the Western Recorder staff. There was an old typewriter, a plaque in memory of C.R. Daley — but then I saw the stack of newspapers going back to the 1800s. I then realized how many people were touched by the Western Recorder.

Farewell, old friend. I already miss your values, victories, virtues and voices.

Thank you.


French Harmon is president of the Kentucky Baptist Foundation.

The information in this article is provided as general information and is not intended as legal or tax advice. For advice and assistance in specific cases, you should seek the advice of an attorney or other professional adviser.

Echo Chambers

By: French B. Harmon

“For I am not ashamed of the gospel of Christ: For it is the power of God unto salvation for everyone that believes…” Romans 1:16

Over the years I have watched many of our gospel conversations remain inside the friendly walls of the church. It seems that casual Christianity is alive and well in the American church. The trouble is that many believers are more interested in winning ecclesiastical debates than evangelizing the community. Perhaps our echo chambers are keeping the gospel from changing our communities.

Here are four suggestions to truly get the “Gospel to Every Home.”

1. Don’t let your social media comments ruin your witness. Sadly, many of our brothers and sisters are very concerned about winning the political, social or philosophical debate but loose the opportunity to share a gospel conversation. Remember the words of Jesus in John 14:6, “I am the way, and the truth and the life. No one comes to the Father except through me.” Examine your social media habits and make it a positive expression of your faith.

2. Engage your community. As a pastor, each staff member was encouraged to have a community ministers. I coached baseball and basketball in local schools which opened many doors to share my faith. My wife Rachael was also very involved as a volunteer in each school which allowed for additional engagement with families. Be creative and host quality events in your home, church or local park. People need the love that comes from Christ (John 3:16).

3. Be bold. When I read Romans 10:13 it seems clear, “For whosever shall call upon the name of the Lord shall be saved.” The boldness needed for these times should be gospel-centered. What the church doesn't need is for believers to center conversations on personal opinions, political views or divisive social matters without presenting the gospel. Unfortunately many “life groups” can deteriorate into personal merely discussions sessions without the salt and light of the gospel of Jesus Christ. Be bold and present the gospel.

4. Old school and new school strategies. I really think it's time to stop criticizing methodologies and become evangelism cheerleaders. D.T. Niles said evangelism is “One beggar telling another where to find bread.” Old school strategies work—Visitation, revivals, youth, children's and outreach evangelism programs are awesome. New school initiatives—gospel conversations, concerts, adopting schools and sports evangelism works. I am for both old and new gospel- sharing strategies.

Our Association Mission Strategists provide great leadership for churches in our Kentucky Baptist Convention. Schedule a meeting with your local associational missionary and develop strategies to reach your community. Let's commit ourselves to not merely talk in our echo chambers but really do the work of evangelism.

French Harmon is president of the Kentucky Baptist Foundation.

The information in this article is provided as general information and is not intended as legal or tax advice. For advice and assistance in specific cases, you should seek the advice of an attorney or other professional adviser.

COVID-19 makes me cherish LIFE

By: French B. Harmon, PhD

Recently I preached the funeral of my wife’s Rachael 92 year-old grandmother Marie Childers. It was as a beautiful, socially distanced gathering, that allowed only a limited number of participants. The graveside funeral featured heartfelt music, the reading of sacred scripture, personal reflections and a gospel message. The family was not able to receive guests as you would during normal conditions.

The Bible tells us in Psalm 23: 4 “Yea, though I walk through the shadow of death, I will fear no evil: for thou art with me; thy rod and thy staff they comfort me.” The family experienced this comfort as COVID19 restrictions did not allow personal visits to Mrs. Childers for many months. It was certainly a long goodbye but assisted by God’s very present help. Life is should be cherished even when times are challenging.

This experience with Mrs. Childers taught me:

1. God is the author of Life. Each person is precious in the eyes of God. We are thankful for the skilled health workers, and especially those that cared for Mrs. Childers during these unprecedented times. Acts 17:25 reminds us that God “gives all life and breath.” Each breath we take is a gift from the Lord at every stage of life.

2. Nothing is a surprise to God. COVID19 took me, and seemingly the whole world, by surprise. However, God wasn’t overtake by this pandemic. He is with us and will help us through these times. I am very thankful for the researchers working hard to find a vaccine for this virus. Let's remember to intentional pray for those conducting this research and claim the promise found in James 1:5-- “If any of you lack wisdom, let him ask of God who giveth to all men liberally and upbraideth not, and it shall be given him.”

3. Family matters. During these moments at the graveside, many memories with Marie and our family came to mind. Thanksgiving and Christmas holidays are such important times for families to gather and be as one. This year was different. Celebrating and being thankful to God for His blessings are central for each believer. The pandemic caused us to shelter in place for extended periods of time with our families. Count this as a real blessing.

4. Heaven changes everything. Marie is now in the presence of Jesus. In 2 Corinthians 5:8 the Bible reaffirms the reality of a deceased Christian by stating, “To be absent from the body but present with the Lord.” Yes, heaven is real! No more pain, disease or suffering. While there were tears from each family member present we claimed this precious promise from God. I strongly encourage church leaders to provide biblical teaching on heaven and what Jesus said in John 14:1-6.

I urge each follower of our Lord to be careful during this season. The church is essential in helping this world deal with COVID-19 and the many physical, mental, emotional and spiritual challenges it brings. I now understand the heartbreak many people have felt in loosing a loved one during this pandemic. Let LOVE LIFE! 

French Harmon is president of the Kentucky Baptist Foundation.

The information in this article is provided as general information and is not intended as legal or tax advice. For advice and assistance in specific cases, you should seek the advice of an attorney or other professional adviser.

Christmas Traditions

By: French B. Harmon, PhD

One of the traditions I enjoyed as a pastor was leading the church in a Christmas Eve worship service. It was similar in every church--sing a few carols, preach a message, share in the Lord's supper and then the lighting of individual candles. To conclude, we would hold our candles and sing "Silent Night." Just reflecting on this brings back great memories (see photo).

One area that evolved was a discussion on receiving of an offering in that service. For sure, this would be one of the larger services each year and members are inclined to give. As a staff, we also knew that many families had several stops to make that evening. A leadership meeting was held to discuss shortening the service and direct people to give in designated boxes upon exiting and thus save a few minutes in the worship service. What followed was a wonderful theological discussion.

J--"Jesus" is the focus of worship. Worshippers should to hear a message of faith, hope and love that comes through the gospel of our Lord Jesus Christ.
O--"Others" is the mission of worship. Members in the church need to hear the gospel imperative to reach their world for Christ through evangelism.
Y--"You" should be changed in true worship. When people "hear" the gospel message it challenges all to be more like Him. Believers should grow in their discipleship with Christ.

Upon reflection of these truths, the congregations I pastored received an offering during the Christmas Eve service. Many would joyfully give their tithes and additional offerings during that service. Others would be challenged to share their financial blessings and assist in helping the less fortunate. All would given the opportunity to reflect upon the birth and sacrifice of our Lord Jesus Christ.

One snowy Christmas Eve, I arrived early at Fort Mitchell Baptist Church to prepare for our candlelight service. A person in need knocked on the door. I answered the door and then heard the personal story of this struggling young man. It was almost time for the service so I encouraged him to join us.

By God's grace, he sat next to a beloved member that was spiritually sensitive to the Holy Spirit. Upon passing the offering plate, Sandra Strunk befriended the guest and showed him the love that comes from a relationship with Christ. That young man received more than expected when the "plate was passed" in that special service. Later that night he would receive Jesus Christ as savior!

I realize that the COVID19 pandemic might restrict us from certain traditions--passing the offering plates, sitting close in the pews and perhaps even sharing in candlelight services. What it can't change is the J.O.Y. of giving.

Give Jesus your "TIME"
Give Jesus your "TALENTS"
Give Jesus your "TREASURE"

The Kentucky Baptist Foundation stands ready to assist you in making legacy and permanent gifts to assist your church or related Baptist institutions and agencies that will truly bring joy for eternity. Merry Christmas from your KBF staff.

French Harmon is president of the Kentucky Baptist Foundation.

The information in this article is provided as general information and is not intended as legal or tax advice. For advice and assistance in specific cases, you should seek the advice of an attorney or other professional adviser.

Thankful Heart

By: French B. Harmon, PhD

I recently transitioned from being senior pastor of the historic First Baptist Church in Somerset to my role as president of the Kentucky Baptist Foundation. I am still in awe of what God can do through the local church. After thirteen years, I have found this move to be very emotional, broadly inspirational and forever thankful. Here are five thankful takeaways from a wonderful spiritual experience.

1. Thankful for a supportive wife and family. Being in ministry isn't for the faint of heart. The demands on a pastor today can be very great. Living with a supportive pastor’s wife has been a real blessing to me. Thank you Rachael. I am also appreciative of my children for living in the glass house and doing their best to serve the Lord.

2. Thankful for a great staff. Every Sunday was a significant event at our church. Planning and executing worship services, conducting weekly programming and promoting spiritual growth is always a work in progress. I was so blessed to have staff members that fulfilled their calling and graciously gave their best for Jesus Christ.

3. Thankful for a church that respected and encouraged pastoral leadership. No pastor is perfect, but to have served in a church that faithfully listened to the preaching of God’s word, bountifully gave resources to support the work of Christ and was active in all types of mission projects made for a fulfilling pastorate.

4. Thankful for a congregation that invested in young leaders. During my season of service we had the joy of working with many dynamic young leaders. We have watched with joy as several pastors, worship leaders and denominational servants have emerged. The church assisted these young men and women in their educational efforts, mission endeavors and presented meaningful opportunities for each to grow in their faith. I know each young leader expressed their appreciation to the church.

5. Thankful for the Bible. I found myself in many challenging moments during my pastoral tenure. However, what I always discovered was the power, guidance and truth found in scripture that made all the difference. It has become routine for many believers to automatically turn to their favorite author, theologian or personal friend for eternal guidance. That is good. In my life, the Bible is that one true word that points me on the right path for Jesus Christ. Remember to pick up that Bible and seek His will.

The late Dr. Adrian Rogers said, “The church is not the way to heaven but it is the sign that points to heaven.” As churches begin to reassemble, I encourage you to build the church and support your pastor. The world is now discovering that the church is “essential.”

French Harmon is president of the Kentucky Baptist Foundation.

The information in this article is provided as general information and is not intended as legal or tax advice. For advice and assistance in specific cases, you should seek the advice of an attorney or other professional adviser.

Tribute to Togetherness

 

By: French B. Harmon, PhD

I was a seventeen year old freshmen eating lunch at Ashland Community College's Baptist Student Union (BCM) when I first experienced the amazing collaborative work of Southern Baptists. I watched as our Greenup Baptist Association organized local churches to take turns at providing "free meals" for the college students. It was the Kentucky State Convention that would then provide a campus minister to spiritually guide the group, present the gospel weekly and disciple believers.

 

I grew exponentially during that formative year. I would later be elected President of Ashland Community College's BSU and called into the ministry. I have since graduated from a number of institutions, but God used those weekly lunch meetings in my early years to help direct my spiritual path. It was a unified effort that helped connect students like me with the unchanging truth from God's word. Thinking back on those special days gives me hope for the future.

 

1. Biblically. The early church is our guide in being unified. We read in Acts 2:44 that the believers were "together" and the Lord would add to their number daily. A healthy church is constantly adding to their congregation. I am surprised at the energy many people take at trimming the membership rolls rather than being focused on adding to the ranks of the redeemed. Being a faithful witness during this COVID19 season will take courage. Charles Stanley said, "Opportunities are always lost when we let fear overrule our faith." Walk by faith. Pray that God will allow your path to be a blessing to another and demonstrate the strength of togetherness. I believe this is a critical moment for the church to demonstrate how "essential" Jesus is in our world. 
2. Practically. I have travelled all over the commonwealth and have heard a simple but power statement repeated many times, "We can do more in the Lord's work when are all pulling in the same direction." I certainly agree. As an example, I served as the Men's Director for the 2002 Billy Graham Cincinnati Evangelistic Crusade. The goal was to rally all people around the cross. What joy it was to witness the Lord bringing together people of all ethnicities, backgrounds and cultures in order for the gospel to be preached. As a result, thousands gave their lives to Christ. Billy Graham spoke about the importance of unity when he said, "The cross shows the seriousness of sin but also the immeasurable love of God." Let's be unified around the cross and His gospel and not allow our differences to be a hindrance in bringing people to Him.
3. Graciously. As followers of Christ, we acknowledge His grace and respond by sharing our lives. Romans 12:1 says "I beseech you, therefore brethren, by the mercies of God, that you are to present your bodies as a living sacrifice, holy, acceptable to God, which is your reasonable service." I would encourage all Kentucky Baptist Convention Church members to express their love to God by offering tithes and offerings through the church. Adrian Rogers said, "God doesn't need us to give Him our money. He owns everything. Tithing is God's way to grow Christians." Additionally, if you are a "tither" you should consider giving at least a tenth of your estate to the Lord's work. In making that decision, please allow the Kentucky Baptist Foundation assist you in your planning. Recently, I called upon one pastor and gave him some wonderful news--"A member left part of his estate to the church." He was tearful in his response. I encourage you to leave a lasting legacy that will continue to build His kingdom until He returns. The foundation is part of the Kentucky Baptist Convention family and is here to serve in the area of stewardship, charitable giving and estate planning.

French Harmon is president of the Kentucky Baptist Foundation.

The information in this article is provided as general information and is not intended as legal or tax advice. For advice and assistance in specific cases, you should seek the advice of an attorney or other professional adviser.

 

Generosity: Become a doer of the word!

By: French B. Harmon, PhD

Many people in Kentucky were touched by the generosity of the late Ward F. Correll. International Mission Board (SBC) President Dr. Paul Chitwood said, "Ward Correll was the most generous man I've ever met." Among his many recognitions was a 2003 award as Philanthropist of the Year by the Association of Fundraisers, Bluegrass Chapter. This Baptist laymen from Somerset understood many of biblical principles regarding generosity and sought to live with a grateful attitude toward the things of God. 

 

As Mr. Correll's pastor, I was honored to preach his funeral in 2016. As believers, we acknowledge a "person preaches their own funeral" but he certainly gave me plenty of biblical examples to share on that occasion. Here are few of the principles that were presented

 

1. Build the Kingdom. One of Correll's favorite verses was "Seek ye first the kingdom of God and all of these things will be added to you." He learned early in his life to invest in the things that really matter--Church, Christian institutions and Christ-honoring charities. These are ways a person can have a lasting impact on the Christ's Kingdom. United States Congressman Hal Rogers said of Correll, "His generosity was a vast as his business ingenuity, and he used both to inspire everyone around him." I would suggest that you to specifically list your church, Christian institutions, seminaries and Christ-honoring charities in your estate plans. Call the Kentucky Baptist Foundation for assistance.

 

2. Bless people. Another powerful biblical principal that I presented in the funeral message was the concept of encouragement. I Thessalonians 5:11 says, "Therefore encourage one another and build each other up, just as in fact you are doing (NIV)." Ward Correll made it his passion to be generous to people in need. He would often says, " Its all God's. We are just to help people on the journey. A practical lesson for each believer is to pray for "divine appointments." Often God will allow Christians to be the hands, feet and even the means to bless another person. Having a generous attitude could mean doing things that "only God may know about." It was amazing to hear the stories of how Correll had used his resources to bless others in their moment of need.

 

3. Bloom where you are planted. This popular phase has a biblical root. In Matthew 7:17 and 20 says, "Even so, every good tree bears good fruit...by their fruits you shall know them." A person will be remembered by the fruit they leave behind and pay forward. Jesus encourages his followers to make a difference wherever you are. Ward Correll could have taken the resources and lived an opulent life. But he chose live a simply and be a devoted follower Christ. Being a "doer" will allow each of us to think of ways to be generous. Developing a Christ-like attitude comes from spending time reading the Bible and having time alone with God. As we allow God to mold us into His image an amazing thing takes place--we bloom! We begin to see opportunities to invest in people and causes that have eternal significance. Randy Alcorn wrote about possessions in the Treasure Principle, "You can not take it with you, but you can send it on ahead." I can think of numerous ministries that need a boost about now. Call me at the KBF and we can have a conversation about how you can make a difference now. 

 

The poet Deborah Ann Belka wrote about being a generous and kind person. She was inspired after reading Galatians 5:22-23 and the fruit of the Spirit.

 

                                                 "Disperse some generosity,

                                                  it can go a long, long way

                                                  to energize and cheer up

                                                  someone sad you meet today.

 

                                                 Scatter seeds of kindness,

                                                 let goodwill be what you sow

                                                 how they make others feel

                                                 you will never really know."

 

 

French Harmon is president of the Kentucky Baptist Foundation.

The information in this article is provided as general information and is not intended as legal or tax advice. For advice and assistance in specific cases, you should seek the advice of an attorney or other professional adviser.

 

Twice Blessed

By: Richard Carnes

As I sit here in my temporary home work space, as many of you are during the COVID-19 virus outbreak, I’ve reflected on what final words I want to express in my last column as President of the Kentucky Baptist Foundation. I am a fortunate individual that has been blessed, not once but twice, to serve in an executive leadership role with the Kentucky Baptist Foundation. The opportunity to serve my Lord and Savior Jesus Christ through this legacy stewardship ministry and to be a fellow servant with the KBF board of directors and my staff colleagues is an honor and privilege I will forever cherish.

I want to take the next few moments to express appreciation to several significant relationships and parties. First, I want to express appreciation to the 17 members of the KBF Board of Directors, for their steadfast support, wisdom, and encouragement in directing the financial ministry of the Foundation.

I also want to express appreciation to a dedicated KBF staff I’ve been honored to serve with as colleagues. They are a solid group of professionals who foster a wonderful atmosphere of collegiality and exhibit a commitment to serve every one of our clients in a Christ honoring way. They’ve been a constant blessing to me.

As well I want to express appreciation to KBC Executive Director Dr. Todd Gray and all the KBC Mission Board leadership for the strong partnership support we have with the KBC in serving Kentucky Baptists.

I especially want to express thanks to our donors and clients, who through the past 75 years have called upon the services of the KBF and created funds through the Foundation. Their generosity has enabled us to distribute in excess of $194 million during these 75 years, to Baptist ministry causes as directed by these faithful donors and clients.

I’m happy to report the Foundation is sound and stands on solid footing through this very uncertain period in our country as we confront the COVID-19 pandemic. Yes, we’ve all taken a bit of a punch, and it may have knocked a little wind out of us, but we’re still standing, we’re still in the arena, and we continue to proclaim the great Good News that Christ is on the throne and reigns eternal. I’m so proud of our Kentucky Baptist churches and the way they have used this pandemic circumstance to expand the communication of the Gospel and literally taken the message outside the four walls of the church and into the community through creative technology.

I look forward to the advancement of the KBF’s legacy stewardship ministry, and I know the next president will be equally blessed with the opportunity to serve such a special group of people called Kentucky Baptists!

Richard Carnes is retiring as president of the Kentucky Baptist Foundation on June 30th, 2020.

The information in this article is provided as general information and is not intended as legal or tax advice. For advice and assistance in specific cases, you should seek the advice of an attorney or other professional adviser.

A Place to Start

By: Richard Carnes

When working with individuals seeking guidance from the Kentucky Baptist Foundation, we are often asked for suggestions on how best to begin a person’s estate planning process. We suggest using the following four steps as a framework for organizing your thoughts.

People

The people in your life are central to the planning process. List those individuals for whom you are now financially responsible and those whom you would like to assist in the future. This is also the place where you could list your church, and other Christian ministry causes as part of your “family.”

Property

Next, we suggest listing your property. Think of everything you own, including financial assets and tangible property. Begin with income from all sources (salary, investments, rental property, etc.) Also include any current balances in pension plans, individual retirement accounts (IRA’s), 401K plans and other retirement plans. Beside each asset, list its current value. Next to its value, list its cost. Finally, note whether it is owned outright or with others.

Plans

Your plans begin to take shape as you review the list of persons and consider how you wish to provide for them. Study the various assets you listed to determine which ones may match the needs of each person or charitable cause you identified as important to you.

Planners

At the top of the list of planners will often be an attorney and an accountant. Your attorney drafts your will and other legal documents. Your accountant can provide valuable advice on tax matters as well as other estate planning issues, in consultation with your attorney. Others who may participate include life insurance professionals, financial planners, real estate professionals and trust officers.

The Kentucky Baptist Foundation is honored to work with individuals seeking how best to organize their planning goals to achieve their personal and charitable objectives, to support their families, their church and other Baptist causes.

To learn more, call upon the Kentucky Baptist Foundation as a helpful partner.

Richard Carnes is president of the Kentucky Baptist Foundation, PO Box 436389, Louisville, KY 40253; www.KYBaptistFoundation.org

The information in this article is provided as general information and is not intended as legal or tax advice. For advice and assistance in specific cases, you should seek the advice of an attorney or other professional adviser.

The Secure Act and the Charitable IRA Rollover Gift (QCD)

By: Richard Carnes

The “Setting Every Community Up for Retirement Enhancement” Act, aka the SECURE Act, was signed into law on December 20, 2019. The SECURE Act, which went into effect on January 1, 2020, changes many of the rules governing retirement plans, including several provisions relevant to making charitable IRA rollover gifts (also known as qualified charitable distributions or QCDs.)

Under the SECURE Act, the charitable IRA rollover, or QCD, remains a terrific way to make a tax-free gift to your church and Baptist ministries using your traditional IRA.

How Do I Qualify?

· You must be 70½ years old or older at the time of the gift

· Gifts must go directly from your IRA to the qualified charity

· Gifts must come from a traditional or Roth IRA account

· Gifts cannot exceed $100,000 per donor per year

· You cannot receive a benefit in return for your gift, such as tickets to a gala

Benefits of a Charitable IRA Rollover Gift (QCD)

The SECURE Act increased the age at which you must start taking required minimum distributions (RMDs) from 70½ to 72. Once you reach 72, one of the great benefits of a QCD is that it will count towards your RMD. However, even if you have not reached age 72, there are still good reasons to consider a QCD at 70½. First, a QCD offers all the benefits of an income tax charitable deduction, even if you don’t itemize your deductions. You can’t claim a deduction for your QCD, but your QCD is not included in your income. Your QCD is always a tax-free gift.

Another change brought on by the SECURE Act is the elimination of the stretch IRA for many beneficiaries. With a few exceptions, children and other non-spouses who are more than 10 years younger than you no longer can stretch their withdrawals from an IRA they inherit from you over their life expectancy. Instead, they must withdraw and pay income tax on all funds within 10 years. This change means that it may be most tax efficient for you to support Baptist ministries and provide for your heirs by making QCDs during your life and setting aside other assets to pass on to your loved ones.

To learn more, call upon the Kentucky Baptist Foundation as a helpful partner.

Richard Carnes is president of the Kentucky Baptist Foundation, PO Box 436389, Louisville, KY 40253; www.KYBaptistFoundation.org

The information in this article is provided as general information and is not intended as legal or tax advice. For advice and assistance in specific cases, you should seek the advice of an attorney or other professional adviser.

A Gift of Love

By: Richard Carnes

February is filled with reminders to express our love and affection to those close to us. We may express this affection through greeting cards, bouquets of flowers and candle lite dinners. All these gestures can be memorable, but they are temporary in nature.

A lasting way to say “I love you” is by making provision to care for your loved ones, yourself, and charities important to you through creating a written estate plan. Knowing where to begin, what to look for, and what you might expect can help turn this task into an effective plan. A great place to start the process of creating an estate plan that reflects your goals and values is through the Kentucky Baptist Foundation’s Estate Plan Organizer, located on our website, KYBaptistFoundation.org. The Estate Plan Organizer will take you through the estate planning process easily and at your own pace. The whole process can be completed in as few as 30 minutes and you can save your work at any time and return to the Organizer at your convenience.

When you have completed the Organizer, you will have a well thought out design for your estate that reflects your priorities. You will then be well prepared to work with your attorney and financial advisors, who will assist you in structuring an estate and financial plan that best achieves your goals.

An estate plan may not be a glamorous gift, but it is a valuable gift… a gift of love.

The Kentucky Baptist Foundation is honored to work with individuals seeking how best to organize their estate planning goals to achieve their personal and charitable objectives, to support their families, their church and other Baptist causes. To learn more, call upon the Kentucky Baptist Foundation as a helpful partner.

Richard Carnes is president of the Kentucky Baptist Foundation, PO Box 436389, Louisville, KY 40253; www.KYBaptistFoundation.org

The information in this article is provided as general information and is not intended as legal or tax advice. For advice and assistance in specific cases, you should seek the advice of an attorney or other professional adviser.

Life Decisions

When composing or updating wills and estate documents, a couple will naturally discuss how to divide their estate. Many questions arise during these discussions. Do you leave equal amounts to your children? Will each child be a wise steward of the inheritance or have they proven irresponsible with money? Do you include any provisions for legacy gifts to the charities with which you are connected?

These are difficult questions, and adults often delay creating or updating a will to avoid answering them. As we wrestle with these questions, keep the following in mind:

• During their lifetimes, parents often give unequal amounts to children based on different needs – but they hesitate to leave unequal bequests, for they don’t want their last words to seem to convey unequal affection. 
• If you do plan to leave unequal bequests to your children, talk to them while you are living: explain what you are doing and why. 
• You can treat children and family members fairly without providing for them in the same way. For example, a prudent way to provide for a family member who is unsophisticated with money is through a trust from which the family member will receive regular income but have limited access to principal of the trust. 
• Your Christian values can be a part of your estate legacy. By including Christian ministries in your estate plan, you set an example to your family and community of your commitment as a Christ follower. 

The Kentucky Baptist Foundation staff works to help clients achieve their personal and charitable goals, including how to provide for their families and support their church and other Baptist causes. We cannot relieve you of the hard choices you have to make when dividing your estate among children and other family members, but we can assist you with ways to make estate gifts to fulfill your family and charitable objectives. To make intentional plans for your family and the ministries God is inspiring you to support, call upon the Kentucky Baptist Foundation as a helpful partner.

Richard Carnes is president of the Kentucky Baptist Foundation, PO Box 436389, Louisville, KY 40253; www.KYBaptistFoundation.org

The information in this article is provided as general information and is not intended as legal or tax advice. For advice and assistance in specific cases, you should seek the advice of an attorney or other professional adviser.