E-Devotional-Week 23

Filling The Gaps With Insurance 

Week 2- Primary Types Of Available Insurance

Last week we identified various exposures to risk each of us faces in living our lives in this world.  This week we shall identify the primary types of insurance you most likely will need.  Some of these may be provided partially or fully by your employer.

The primary types are:

-       General liability

-       Excess liability (umbrella coverage)

-       Homeowners

-       Automobile

-       Disability

-       Medical

-       Dental

-       Vision

-       Life

-       Long-Term Care

We recommend you secure the assistance of a insurance professional(s) to purchase the types and the limits of coverage you need.  There are numerous issues which must be considered in putting together a comprehensive insurance program customized for your personal situation. 

Once you have adequate primary insurance, you may not need these specialized forms:  credit card, flight and accidental death, dreaded disease and rental car.  Your insurance professional can advise you about this.

Prayer Focus:  Ask God to give you the discernment necessary to make wise decisions in the purchase of the insurance you need to protect yourself and your family.

Next Week:  A Biblical Basis for Insurance Protection

The information in this article is provided as general information and is not intended as legal or tax advice. For advice and assistance in specific cases, you should seek the advice of an attorney or other professional adviser.